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Effective Date: 01 November 2023

Company Name: AFRICORE GLOBAL (Pty) Ltd

Registration Number: 2023 / 146181 / 07

Website: www.africoregroup.com

1. Introduction

AFRICORE GLOBAL (Pty) Ltd (“Africore”, “we”, “us”, “our”) is committed to protecting the privacy and confidentiality of all personal information entrusted to us.

This Privacy Policy explains how we collect, use, store, and protect personal information in accordance with applicable data protection laws, including the Protection of Personal Information Act, 4 of 2013 (POPIA).

By accessing our website or making use of our services, you acknowledge that you have read and agree to this Privacy Policy.

2. Scope of Services

Africore provides professional services including but not limited to:

Company registration and structuring

Tax registration and advisory

Statutory compliance and regulatory filings

Business consulting and financial services

Digital services, branding, and operational support

Due to the nature of these services, the processing of personal and business information is necessary.

3. Information We Collect

We may collect and process the following categories of personal information:

3.1 Personal Identification Information

Full names and surnames

South African ID numbers or passport details

Date of birth

Contact details (email, phone number)

3.2 Business and Corporate Information

Company registration details

Director and shareholder information

Tax reference numbers and compliance data

3.3 Financial Information

Banking details

Payment records and transaction data

3.4 Compliance and Regulatory Information

FICA documentation (proof of identity and address)

SARS and CIPC-related records

Employment and payroll information where applicable

3.5 Technical and Usage Information

IP address

Browser and device information

Website usage and interaction data

4. How We Collect Information

We collect information through:

Direct client onboarding processes

Forms, applications, and service agreements

Communication via email, phone, or messaging platforms

Website forms and lead generation tools

Third-party integrations and verification platforms

Cookies and tracking technologies on our website

5. Purpose of Processing

We process personal information strictly for legitimate business purposes, including:

Delivering contracted services

Company formation and statutory registrations

Tax compliance and advisory services

FICA and regulatory compliance obligations

Communication and client support

Billing, invoicing, and financial management

Marketing, lead generation, and service improvement

Internal record keeping and audit requirements

6. Legal Basis for Processing

Personal information is processed in accordance with:

Your consent

Contractual necessity

Legal obligations (including POPIA, FICA, SARS, and CIPC requirements)

Legitimate business interests of Africore

7. Sharing and Disclosure of Information

Africore may share personal information with:

Government and regulatory authorities, including:

Companies and Intellectual Property Commission (CIPC)

South African Revenue Service (SARS)

Department of Labour and related bodies

Financial institutions and payment processors

Third-party service providers (including cloud storage providers, IT systems, and analytics tools)

Professional advisors (legal, accounting, and compliance professionals)

All third parties are required to maintain strict confidentiality and data protection standards.

8. Cross-Border Data Transfers

Due to the use of cloud-based systems and digital tools, personal information may be transferred and stored outside South Africa.

Africore ensures that all such transfers are subject to appropriate safeguards and comply with POPIA requirements.

9. Data Storage and Security

Africore implements appropriate technical and organizational safeguards, including:

Secure cloud storage systems

Access control and restricted permissions

Encryption and cybersecurity protocols

Confidentiality agreements with employees and contractors

Despite these measures, no system is completely secure, and Africore cannot guarantee absolute security.

10. Data Retention

Personal information is retained:

For as long as necessary to fulfill the purpose for which it was collected

In accordance with legal, tax, and regulatory retention requirements

For audit, dispute resolution, and compliance purposes

11. Your Rights

In terms of POPIA, you have the right to:

Access your personal information

Request correction or deletion of your data

Object to the processing of your information

Withdraw consent where applicable

Lodge a complaint with the Information Regulator of South Africa

Requests may be submitted to: LEGAL@AFRICOREGROUP.COM

12. Cookies and Tracking Technologies

Africore uses cookies and similar technologies to:

Improve website functionality and performance

Analyze user behavior and engagement

Support marketing and advertising campaigns

Users may disable cookies through their browser settings.

13. Direct Marketing

Africore may use personal information for marketing purposes, including:

Email communications

Digital advertising (including Meta and other platforms)

Promotional offers and service updates

You may opt out of marketing communications at any time.

14. Data Breach Notification

In the event of a data breach, Africore will:

Take immediate steps to contain and assess the breach

Notify affected data subjects where required

Report to the Information Regulator in accordance with POPIA

15. Third-Party Links

Our website may contain links to third-party websites.

Africore is not responsible for the privacy practices or content of such external sites.

16. Limitation of Liability

Africore shall not be held liable for:

Any loss or damage arising from unauthorized access to personal information

Failures or breaches caused by third-party service providers

Indirect, incidental, or consequential damages arising from the use of our services or website

17. Updates to This Policy

Africore reserves the right to amend this Privacy Policy at any time.

Updated versions will be published on our website.

18. Contact Details

AFRICORE GLOBAL (Pty) Ltd

Registration Number: 2023 / 146181 / 07

Address: 1st Floor, Pharos House, 70 Buckingham Terrace, Dawncliffe, Durban, 3629

Phone: +27 87 265 1078

Email: LEGAL@AFRICOREGROUP.COM

Website: www.africoregroup.com

19. Acceptance

By using our website or engaging our services, you confirm that you have read, understood, and agreed to this Privacy Policy.